Effective Date: January 1, 2025 | Last Updated: January 1, 2025
Please read these Terms & Conditions ("Terms") carefully before using the website located at trans-america-protection.com or any services provided by Trans America Protection Corporation ("Company," "we," "us," or "our"). By accessing our website or using our services, you agree to be bound by these Terms. If you do not agree, do not use our website or services.
By accessing or using our website (trans-america-protection.com) and any services provided by Trans America Protection Corporation, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference.
Trans America Protection Corporation is a fintech company incorporated in Texas, with its principal place of business at 7365 Remcon Circle, Suite B201, El Paso, TX 79912. We provide financial technology products, business financing solutions, digital banking infrastructure, and related financial services to businesses throughout the United States. Contact: robyn@trans-america-protection.com.
Our services are available to business entities and individuals who are at least 18 years of age and who have the legal authority to enter into binding agreements. By using our services, you represent and warrant that you meet these requirements. Our services are not intended for personal, household, or consumer use — they are designed exclusively for commercial and business purposes.
Trans America Protection Corporation offers a range of fintech solutions including but not limited to:
The availability of specific services may vary by state and may be subject to separate agreements, applications, and eligibility requirements.
By opting in to receive SMS messages from Trans America Protection Corporation, you agree to the following terms governing our text messaging program:
Program Description: Trans America Protection Corporation may send you recurring marketing and promotional SMS/MMS messages using an automated telephone dialing system (ATDS). These messages may include information about our fintech products and services, special offers, application updates, and promotional content.
Message Frequency: Message frequency varies; you may receive up to 4 messages per month.
Costs: Message and data rates may apply. Check with your wireless carrier for applicable rates and fees.
How to Opt Out: Reply STOP to any SMS message to unsubscribe from our text messaging program. After sending STOP, you will receive a single confirmation message confirming your opt-out and will receive no further SMS messages from us unless you opt back in.
Help: Reply HELP to any SMS message for assistance, or contact us directly at robyn@trans-america-protection.com.
Consent is NOT a condition of purchase. You may purchase or use any of our services without agreeing to receive SMS messages.
Supported Carriers: Our SMS program is supported by major US wireless carriers. Carrier support is not guaranteed for MVNO carriers. Carriers are not liable for delayed or undelivered messages.
Privacy: Your mobile number and SMS opt-in data will not be shared with or sold to third parties for their marketing purposes. See our Privacy Policy for full details on how we handle your information.
Program Sponsor: This SMS program is operated by Trans America Protection Corporation, 7365 Remcon Circle, Suite B201, El Paso, TX 79912.
All content on the Trans America Protection Corporation website, including text, graphics, logos, icons, images, and software, is the property of Trans America Protection Corporation or its content suppliers and is protected by applicable United States and international intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, or publicly display any content from our website without our prior written consent.
You agree to use our website only for lawful purposes and in accordance with these Terms. You agree not to:
THE WEBSITE AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. TRANS AMERICA PROTECTION CORPORATION DOES NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, TRANS AMERICA PROTECTION CORPORATION SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR USE OF OR INABILITY TO USE THE WEBSITE OR SERVICES.
IN NO EVENT SHALL OUR TOTAL LIABILITY EXCEED THE GREATER OF: (A) THE AMOUNT YOU PAID TO US FOR THE SERVICES IN QUESTION DURING THE 12 MONTHS PRECEDING THE CLAIM; OR (B) ONE HUNDRED DOLLARS ($100.00).
You agree to defend, indemnify, and hold harmless Trans America Protection Corporation, its officers, directors, employees, contractors, agents, licensors, and suppliers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the website or services.
Information provided on this website is for general informational purposes only and does not constitute financial, legal, or investment advice. All financing products and services are subject to credit approval, applicable state and federal laws, and the specific terms of any executed agreements. Rates, terms, and availability of products are subject to change without notice.
Trans America Protection Corporation is not a bank or credit union. Financial products offered through Trans America Protection Corporation may be provided in conjunction with licensed partner institutions where required by law.
Your use of our website and services is also governed by our Privacy Policy, which is incorporated by reference into these Terms. Please review our Privacy Policy carefully, as it describes how we collect, use, and share your personal information.
These Terms and any disputes arising out of or related to them or your use of our website and services shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law principles.
Any dispute that cannot be resolved through good-faith negotiation shall be submitted to binding arbitration in El Paso, Texas, under the rules of the American Arbitration Association. Notwithstanding the foregoing, either party may seek injunctive or other equitable relief in any court of competent jurisdiction.
We reserve the right to update or modify these Terms at any time. We will post the updated Terms on this page with a revised effective date. Material changes will be communicated via email or prominent notice on our website. Your continued use of our website or services following the posting of changes constitutes your acceptance of the modified Terms.
If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be deemed modified to the minimum extent necessary to make it valid and enforceable.
These Terms, together with our Privacy Policy and any other agreements or policies incorporated herein by reference, constitute the entire agreement between you and Trans America Protection Corporation with respect to our website and services, and supersede all prior and contemporaneous understandings, agreements, representations, and warranties.
For questions or concerns regarding these Terms & Conditions, please contact us:
Trans America Protection Corporation
Attn: Legal Department
7365 Remcon Circle, Suite B201
El Paso, TX 79912
robyn@trans-america-protection.com